Free BSB Number Lookup For Australian Banks And Credit Unions
BSB Numbers in Australia are used for domestic money transfers and payments within the country. If you are looking for the BSB Number of your bank or credit union, we have you covered. Find the correct BSB Number of your financial institution below.
BSB Numbers: The Key To Streamlined Banking In Australia
If you have a bank account in an Australian bank, credit union or financial institution, you have likely heard of BSB Numbers, also called Bank State Branch Numbers.
BSB Numbers are 6-digit unique IDs for branches of banks and financial institutions in Australia, and help route money in-between bank accounts accurately and quickly. They are a foundational money-moving pillar of the Australian banking ecosystem, driving key functions like electronic transfers, direct deposits, bill payments and many other types of financial transactions and payments.
If you need to look up the BSB Number for your bank or financial institution, check out the sections below. We may already have the BSB Numbers for your bank listed on our site; if not, we will show you how to easily look it up yourself.
Are You Looking For BSB Numbers For Australian Banks And Credit Unions?
We have compiled the list of BSB Numbers for various Australian Banks and Credit Unions. Click on your bank or credit union below to see the correct BSB Numbers for your financial institution.
The below list of Australian Banks and Credit Unions is alphabetically sorted so it is easier for you to find your financial institution below.
How To Find The BSB Number For Your Bank?
There are several quick and easy ways to find the BSB Number for branches of your bank. Some of these include looking at your bank statements issued by your bank or visiting the website or mobile app of your bank.
Some banks also list their BSB Number on their Credit or Debit Cards, so you may want to check yours to locate your BSB Number in case it is printed on your card issued by your bank.
Finally, if you are still unable to easily locate your BSB Number, you can reach out to the customer service department of your bank, and they should be able to help you out.
What Is The Format Of A BSB Number?
BSB Numbers in Australia are always 6-digit long, and are made up of the following sub-parts:
- The first two digits of a BSB Number represent the code of the concerned bank.
- The next digit, i.e., the 3rd digit, represent the Australian state in which the bank is located.
- The last three digits identify the specific branch of the bank.
BSB Numbers in Australia are always 6-digit long. The digits of a BSB Number represent the bank, state of Australia and the branch code of the bank branch with that BSB Number.
Here is an example of a BSB Numbers from a popular Australian bank: Commonwealth Bank branch located at 191 Swanson Street, Melbourne, Victoria has BSB Number 063-019, whilst the branch located at 385 Bourke Street, Melbourne, Victoria has BSB Number 063-010.
The below image captures the format of a BSB Number along with our above example in an infographic format.
There are a lot more details about BSB Numbers that you may be interested in. If so, check out our comprehensive guide to Australian BSB Numbers below.
In case you need the BSB Number of your bank to send and receive funds internationally, there are many other easy ways to do so. Instead of relying on your bank that may charge high fees and provide low exchange rates, you can use international money transfer companies to get the best exchange rates and pay low transfer fees.
Frequently Asked Questions About BSB Numbers Of Your Bank
What Is A BSB Number?
A BSB Number, also known as a Bank State Branch Number, is a unique 6-digit fingerprint for a bank branch within the Australian banking industry. BSB Numbers are used in Australia to facilitate the routing and processing of financial transactions, ensuring funds move seamlessly from one bank account to another.
What Is The Format Of A BSB Number?
BSB Numbers in Australia are always 6-digit long, and are made up of the following sub-parts:
- The first two digits of a BSB Number represent the code of the concerned bank.
- The next digit, i.e., the 3rd digit, represent the Australian state in which the bank is located.
- The last three digits identify the specific branch of the bank.
Can A Bank Or Financial Institution Have More Than One BSB Number?
Yes, absolutely. In fact, most Australian banks have multiple BSB Numbers. This is because BSB Numbers in Australia help identify an exact branch. Therefore, more often than not, Australian banks, credit unions and financial institutions have multiple BSB Numbers that are specific to each of their branches within the country.
What Is A BSB Number Used For?
BSB Numbers are very helpful anytime money needs to be routed between bank accounts held at various banks and financial institutions. This lends BSB Numbers highly useful for many types of financial transactions; some of these include the below:
- Bank to bank transfers within Australia.
- Direct deposits from your employer in Australia.
- Routing electronic payments in the Australian banking and payments network.
How Can I Find A BSB Number?
There are several quick and easy ways to find the BSB Number for your bank or credit union. Some of these include looking at your account statements or visiting your bank's website or mobile app.
Is a BSB Number the same as a Bank Account Number?
A BSB Number is not the same as a bank account number as the 2 numbers represent different concepts.
The BSB Number uniquely identifies the branch of your bank, whereas your account number uniquely identifies your bank account within your bank.
The combination of the BSB Number and your account number help to uniquely identify your bank account within the Australian banking system. Therefore, if you are planning to receive funds in your Australian bank account, make sure to give the sender both your bank's BSB Number as well as your bank account number.
Is a BSB Number the same as a SWIFT Code?
Even though a BSB Number and a SWIFT Code help route money correctly into the correct bank account within a bank, there is a clear difference between the two.
A BSB Number is unique within Australia, and helps to move money domestically within Australian banks. A SWIFT Code, on the other hand, is a globally unique identifier for a bank, and helps to route funds properly into Australian bank accounts from overseas.
For example, if someone was sending money from United States to your Australian bank account, you would need to provide them with your bank's SWIFT Code.
On the other hand, if you are receiving funds into your bank account from within Australia, you would need to provide your BSB Number to the sender.
Is it Safe to Share a BSB Number?
Since BSB Numbers are public information and by themselves cannot be used to access your account, it should be safe to share them.
However, by sharing your bank's BSB Number with someone, you are letting them know the exact branch your account is in. This poses a risk - if the other party were to find out your account number, they could use that for potential unauthorized access.
We, thus, recommend that you only share your BSB Number with someone you know and trust. For example, sharing your BSB Number with your employer for receiving your salary into your account is OK, but sharing it with your neighbor is probably not a good idea.
Is There an Alternative to BSB Numbers?
Yes, there is a great alternative to BSB Numbers, and it is PayID. PayID is a unique payment identifier in Australia that can be used to pay individuals as well as businesses.
PayID obviates the need to use BSB Number and your bank account number to receive payments into your account. Simply link your PayID to your bank account and share the same with whoever you wish to receive money from.
This way, the sender can use your PayID to send you the funds, and they do not need to know your bank account information. The funds will directly arrive into your bank account linked to your PayID.
Are BSB Numbers also used in New Zealand?
BSB Numbers are only used in Australia, and not in New Zealand.
In New Zealand, 16-digit account numbers are used to send money into bank accounts.
If you are a New Zealand resident and are planning to receive money from someone, make sure to give them your 16-digit account number in the above format.